Florida General Inspections

Cities with the most burglaries

FGI — Thu, 28 Feb 2013 13:38:08 +0000

No. 10: Indianapolis Number of burglaries: 15,122

No. 9: Columbus, Ohio Number of burglaries: 15,169

No. 8: San Antonio Number of burglaries: 15,334

No. 7: Detroit Number of burglaries: 15,994

No. 6: Los Angeles Number of burglaries: 17,264

No. 5: New York Number of burglaries: 18,159

No. 4: Phoenix Number of burglaries: 18,666

No. 3: Dallas Number of burglaries: 18,727

No. 2: Chicago Number of burglaries: 26,420

No. 1: Houston Number of burglaries: 27,459

Saving Money On A/C

FGI — Wed, 27 Feb 2013 15:53:01 +0000

We all hate spending extra money to cool our homes.Here are three ways to lower your A/C cost.
1.Changing of fliters monthly is a good start.Also keep the unit set to 77 degrees.
2.Have Mantience done reguarly.
3. Replace your old A/C units with a more Engergy Efficent One.

Citizens Insurance New 4 Point Inspection Requirement

FGI — Thu, 06 Sep 2012 14:43:09 +0000

Citizens has implemented a new “4 Point” inspection report form with the requirement that all homes 30 years and older (Previously 50 years) must submit a 4 Point.

If you would like a copy of the form, call 561-855-2000 or email, info@floridageneralinspections.com or visit www.floridageneralinspections.com

What You Should Know After A Home Inspection?

FGI — Fri, 25 May 2012 14:55:46 +0000

Below are some of the main things a real estate buyer should know after a home inspection.
1. Is the house safe to live in?
2. Were components installed professionally?
3. Is the house mechanically and structurally functional?
4. Should small items be replaced or repaired now to prevent future potentially larger expenses?
5. At the time of inspection, is everything operational?
6. Are there any signs of deficiencies or potential failures?
For more detailed information about home inspection in Palm Beach County visit us at www.FloridaGeneralInspections.com or call us at 561-855-2000

Homeowner Insurance Discounts for Wind Mitigation Inspections

FGI — Fri, 04 May 2012 20:37:14 +0000

Windstorm Mitigation Inspection – Wind Mitigation Certification

We specialize in inspections for the insurance industry(wind mitigation inspection/certification , 4-point inspection). Let us help you lower your windstorm premiums. By simply contacting us, We can determine whether or not you are eligible for Wind Mitigation discounts that can save you up to 45% off your windstorm insurance.

Contact us…. for your one time wind mitigation inspection and save money now! You may even receive a REFUND Check from your insurance company. Wind Mitigation Inspection fees are reasonable and you should receive your Wind Mitigation discount every time you renew your policy.

There are Wind Mitigation inspection fee discounts for multiple property owners and scheduling with a neighbor…so tell a friend!

A Wind Mitigation Inspection is a valuable inspection service that may reduce your windstorm insurance. Wind Insurance discounts are available for building features that reduce damage during high wind events.

The Wind Mitigation discounts are justified because stronger, more wind-resistive structures have lower windstorm losses, which mean reduced costs to insurance companies. Most existing structures have one or more wind resistive construction features and may qualify for some Wind Mitigation insurance discounts.

Wind Mitigation Inspections are available for all single family homes, townhouses, condos and commercial buildings.
Homeowner’s and Condo Associations also qualify for wind mitigation credits. Call to see if a Wind Mitigation Inspection would be recommended. The State of Florida REQUIRES Insurance Companies to offer REDUCED RATES for certain Wind Mitigation features.

We will document the Wind Mitigation features present in your home and produce a WIND MITIGATION CERTIFICATE for you to use inorder to receive your wind mitigation credits on your Wind Insurance policy.

Uniform Mitigation Verification Inspection Form (OIR-B1-1802)
Windstorm construction features protect your home from catastrophic hurricane damage by strengthening your homes ability to withstand the uplift, shear and lateral forces of the wind associated with a hurricane to the exterior shell of your home.
The features enhance the vulnerable components of your home’s protective shell or envelope by fortifying your roof, exterior walls, windows and doors so they will not breach or fail in high winds.
If this protective shell or envelope is breached, not only can wind-driven rain and debris enter your home causing considerable damage to its interior, but the high winds can enter your home and exert pressure on your walls and roof leading to catastrophic damage to your property.
Schedule your Wind Mitigation Inspection and receive your WIND MITIGATION CERTIFICATION upon completion of the inspection.
Wind Mitigation inspections look for construction features that have been shown to reduce losses in hurricanes, such as a hip roof, concrete block construction, the presence of gable end bracing, shutters and opening protections, the presence of single or double roof straps, and the presence of a secondary water resistance barrier.
A homeowner with windstorm insurance can submit the results of a windstorm inspection to their insurer to obtain discounts on their windstorm insurance. In Florida, for example, premium discounts for certain favorable wind mitigation features are mandated by State law and can total 45% of the original windstorm policy’s premium.

For more information on how a Wind Mitigation Inspection can help you save money on your insurance in South Florida visit www.FloridaGeneralInspections. com or call 561-855-2000

Avoid Finding Home Inspection Issues Too Late

FGI — Fri, 09 Mar 2012 00:08:02 +0000

Home inspections don’t always turn up everything wrong with a home, but unknowing buyers can quickly turn unsatisfied when they move into their home if they find problems.
The purpose of a home inspection is look for visual and material defects: unsafe conditions, not working, or things that create a hazard. Jorge Carvajal, Managing Partner of Florida General Inspections, said : “Most buyers think we can see through walls and predict what will happen with the condition of the home in the future.”
Home inspections don’t usually test for environmental safety hazards like radon, Lead or asbestos which can cost a lot of money to remove. Inspectors may overlook mold or vermin when it’s hidden behind baseboards.
Buyers should also be on the lookout for common hazards since identifying them before closing at least allows then the opportunity to ask the seller to help pay for the costs.
Buyers should pay attention to homes built prior to 1978, which may contain lead and asbestos.
To help avoid post-move in surprises, buyers should consider additional inspections like termite, radon, mold, and water.

Smoke Alarm Inspection

palmsol — Sat, 24 Dec 2011 19:03:46 +0000

According to the Consumer Product Safety Commission:

Almost two-thirds of reported deaths caused by home fires from 2003 to 2006 resulted from fires in homes that lacked working smoke alarms.
Older homes are more likely to lack an adequate number of smoke alarms because they were built before requirements increased.
In 23% of home fire deaths, smoke alarms were present but did not sound. Sixty percent of these failures were caused by the power supplies having been deliberately removed due to false alarms.
Every year in the United States, about 3,000 people lose their lives in residential fires. Most of these deaths are caused by smoke inhalation, rather than as a result of burns.